Question 1

What financing options are available?

Accepted Answer

We offer financing through GreenSky, a leading home improvement lending platform. Options include 12-month no-interest financing, and longer-term installment loans for larger projects. Other payment methods include cash, check, and all major credit cards. Ask us about the current available programs during your estimate.

Question 2

How do I apply for financing?

Accepted Answer

Financing applications are quick and easy — typically completed in 10 to 15 minutes on a tablet or smartphone during your estimate appointment, or online in advance. GreenSky approvals are usually instant for qualified applicants. There is no prepayment penalty if you want to pay off the balance early.

Question 3

What credit score is needed for financing?

Accepted Answer

GreenSky and similar lenders typically require a minimum credit score of around 620 for approval, though better rates are available for higher scores. Multiple financing products are available, so applicants with varying credit profiles may qualify for different programs. Contact us or GreenSky directly for specifics.

Question 4

Does financing add cost to my project?

Accepted Answer

During promotional periods, many financing programs are truly no-interest if paid within the promotional period. Some longer-term installment loan products have interest rates. We always present financing as one of several payment options — the awning or pergola price itself does not change based on your payment method.

Question 5

Can I pay in stages even without formal financing?

Accepted Answer

Yes. Our standard payment schedule is 50% at contract signing and 50% at project completion. For larger projects, we can sometimes arrange milestone payments. For smaller repairs and single-unit installations, we typically accept payment in full at the time of service.

Flexible Financing for Long Island Homeowners

How We Accept Payment

Cash

Check

Credit Card

Financing

How Financing Works

Apply

Approval

Project Starts

Financing Questions

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